Buying A Home with

Harp Realty

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Buying a home can be an exciting and emotional process. This can be true whether you've purchased several homes or you're prepaing to buy for the first time. With the help of an your knowledgable Harp Agent, you will be empowered to make the best decision.

Your Harp Agent will help you prepare for the process of home buying and guide you through the steps, so you can make a confident, informed choice. From setting your goals, to signing on the dotted line, we will be with you every step of the way.

Buying Process

Step One: State Your Goals

What do you want and need out of your home? What neighborhood or area would you like to live in? How many bedrooms will you need? Define your personal and financial goals. Make a list of what is important to you and the must-have amenities in a home.

Step Two: Pick a Harp Agent

Whether you're buying your first home, an investment property, or simply relocating you will want a trusted professional by your side. Harp agents will help make your transaction easier by guiding you through the search process, purchase agreements, inspection, closing and more. Have an agent on your side to ease the stress and make the transaction go as smoothly as possible.

Step Three: Qualify Financially

Getting a firm handle on how much you can afford upfront will help you focus your search and will save you time and stress. Talk to a mortgage professional to find out how much you can afford and what your down payment will be. They can also walk you through loan options and inform you of costs and fees associated with the purchase. If needed, ask your Harp agent for a referral, they can guide you to a professional that matches your personal situation.

Step Four: Search for a Home

Have your Harp agent set up a personal portal of homes that meet your criteria and are emailed to you as soon as they hit the market. Visit the homes that you like to get to know the area and see the home amenities in person. Be specific with your agent about what amenities are most important and what would be nice to have, but not crucial.

Step Five: Make an Offer

Your Harp agent will help you make an attractive offer, increasing your chances the seller will accept it. If your offer is accepted, you will make an earnest money deposit and will be officially under contract. Your agent will help you understand the clauses, conditions, and obligations of your contract.

6. Satisfy Contract and Loan Conditions

As you are being approved by a lender, so too is your new home.
Your loan advisor will tell you what documents you need to satisfy their conditions and most likely order an appraisal.
At the same time, your Harp Agent will guide you through the home inspection process.

Step Seven: Close on Your Home

Welcome to the final step of your home buying journey. At closing you will sign your mortgage paperwork and ownership will officially be transferred from the seller to the buyer. You will get the keys to your new home!